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Peoples Bank: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

Loans held for sale rose 4.8% from Q1 2026 to Q2 2026, ending at $1.7M against $1.7M. It was the largest change among the key lines on this page. Within North Carolina, Peoples Bank is 10th of 38 on total assets, $1.76B as of Q2 2026, above the middle of the field. Peoples Bank reported $1.76B on total assets for Q2 2026, 12% below the $2.02B median for banks in the $1B-10B asset tier.

Assets

Assets for Peoples Bank, Q2 2026
Line item Q2 2026
Total assets $1.76B
Cash and balances due from depository institutions $60.9M
Total securities $364.5M
Fed funds sold and reverse repos $0
Net loans and leases $1.27B
Loans held for sale $1.7M
Trading account assets $0
Premises and fixed assets $17.2M
Other real estate owned $0
Goodwill and other intangibles $0
All other assets $51.2M

Liabilities

Liabilities for Peoples Bank, Q2 2026
Line item Q2 2026
Total liabilities $1.59B
Total deposits $1.57B
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $0
Subordinated notes and debentures $0
All other liabilities $20.9M

Equity capital

Equity capital for Peoples Bank, Q2 2026
Line item Q2 2026
Total equity capital $174.6M
Common stock $14.6M
Common stock surplus $38.6M
Retained earnings $150.8M
Preferred stock and surplus $0
Accumulated other comprehensive income -$29.5M
Total liabilities and equity capital $1.76B

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, Peoples Bank, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $1.61B $1.49B $1.07B $378.8M $76.6M
Q4 2023 $1.64B $1.50B $1.08B $391.9M $82.4M
Q1 2024 $1.67B $1.53B $1.10B $394.7M $98.1M
Q2 2024 $1.65B $1.52B $1.10B $393.3M $82.8M
Q3 2024 $1.66B $1.51B $1.11B $398.6M $73.2M
Q4 2024 $1.65B $1.51B $1.13B $388.0M $59.3M
Q1 2025 $1.69B $1.54B $1.14B $374.4M $102.5M
Q2 2025 $1.69B $1.54B $1.15B $371.6M $102.0M
Q3 2025 $1.74B $1.57B $1.17B $376.9M $117.0M
Q4 2025 $1.70B $1.53B $1.20B $377.4M $58.1M
Q1 2026 $1.73B $1.56B $1.23B $370.1M $61.3M
Q2 2026 $1.76B $1.59B $1.27B $364.5M $60.9M

Peoples Bank balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 5956) · FFIEC NIC profile (RSSD 220527)