Peoples Bank Co.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Bank Co. of Altenburg, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.78% | 1.34% | -0.56% | 22nd bottom |
| ROAE | 9.76% | 13.31% | -3.55% | 34th below |
| Net Interest Margin | 3.46% | 3.93% | -0.47% | 26th below |
| Efficiency Ratio | 70.44% | 61.14% | +9.30% | 27th below |
| PPNR / Avg Assets | 0.89% | 1.68% | -0.79% | 17th bottom |
| Yield on Earning Assets | 5.90% | 5.67% | +0.23% | 64th above |
| Cost of Funds | 2.74% | 1.88% | +0.86% | 10th bottom |
| Net Interest Spread | 2.71% | 3.32% | -0.61% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.12% | 0.94% | -0.82% | 71st above |
| NPA / Total Assets | 0.08% | 0.70% | -0.62% | 73rd above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 81st top |
| ACL / Total Loans | 1.05% | 1.28% | -0.23% | 32nd below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 907.89% | 1538.77% | -630.88% | 81st top |
| Texas Ratio | 0.86% | 7.33% | -6.47% | 75th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 740.00% | 1395.63% | -655.63% | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 8.36% | 12.14% | -3.78% | 5th bottom |
| Equity / Assets | 8.32% | 11.37% | -3.05% | 17th bottom |
| TCE / Tangible Assets | 8.32% | 11.09% | -2.77% | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.45% | 80.64% | -1.19% | 52nd above |
| Core Deposit Ratio | 86.66% | 86.86% | -0.20% | 37th below |
| Wholesale Funding Ratio | 6.77% | 5.03% | +1.74% | 27th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 27.50% | 6.85% | +20.65% | 97th top |
| Loan Growth (Y/Y) | 26.66% | 7.90% | +18.76% | 96th top |
| Deposit Growth (Y/Y) | 30.47% | 6.28% | +24.19% | 97th top |
See Peoples Bank Co.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Peoples Bank Co., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Bank Co. profile, how to read a UBPR, or how this data updates.