Peoples Bank of Kankakee County: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 38.5% lower than in Q1 2026, at $3.2M. Within Illinois, Peoples Bank of Kankakee County is 275th of 323 on loan-to-deposit ratio, 51.95% as of Q2 2026, below the middle of the field. Peoples Bank of Kankakee County reported 51.95% on loan-to-deposit ratio for Q2 2026, 28.89 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $51.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $186.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $14.2M |
| Other borrowed money | $3.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.85% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.95% |
| Net loans and leases to deposits | 51.26% |
| Loans and leases to core deposits | 55.72% |
| Core deposits to total deposits | 93.23% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 52.93% | 92.22% | $31.0M | $7.0M |
| Q4 2023 | 50.76% | 92.13% | $23.9M | $7.2M |
| Q1 2024 | 51.70% | 92.48% | $15.8M | $14.2M |
| Q2 2024 | 52.69% | 92.46% | $11.0M | $14.2M |
| Q3 2024 | 53.34% | 92.34% | $20.0M | $14.2M |
| Q4 2024 | 54.23% | 92.21% | $20.7M | $12.2M |
| Q1 2025 | 51.19% | 93.05% | $16.4M | $10.2M |
| Q2 2025 | 53.72% | 93.41% | $15.7M | $10.2M |
| Q3 2025 | 54.09% | 92.94% | $23.3M | $10.2M |
| Q4 2025 | 52.03% | 93.12% | $21.1M | $10.2M |
| Q1 2026 | 50.83% | 93.51% | $21.7M | $5.2M |
| Q2 2026 | 51.95% | 93.23% | $14.2M | $3.2M |
Peoples Bank of Kankakee County liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank of Kankakee County, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank of Kankakee County profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18566) · FFIEC NIC profile (RSSD 821036)