Peoples Bank of Kankakee County: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Bank of Kankakee County of Bourbonnais, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.93% | 1.34% | -0.41% | 29th below |
| ROAE | 16.40% | 13.31% | +3.09% | 73rd above |
| Net Interest Margin | 3.41% | 3.93% | -0.52% | 24th bottom |
| Efficiency Ratio | 69.72% | 61.14% | +8.58% | 29th below |
| PPNR / Avg Assets | 1.12% | 1.68% | -0.56% | 26th below |
| Yield on Earning Assets | 4.79% | 5.67% | -0.88% | 16th bottom |
| Cost of Funds | 1.30% | 1.88% | -0.58% | 80th top |
| Net Interest Spread | 3.37% | 3.32% | +0.05% | 52nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.32% | 0.94% | -0.62% | 56th above |
| NPA / Total Assets | 0.14% | 0.70% | -0.56% | 65th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.33% | 1.28% | +0.05% | 65th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 420.22% | 1539.12% | -1118.90% | 67th above |
| Texas Ratio | 2.25% | 7.33% | -5.08% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.02% | 19.51% | -7.49% | 18th bottom |
| Tier 1 Ratio | 12.02% | 19.54% | -7.52% | 17th bottom |
| Total Capital Ratio | 12.93% | 20.63% | -7.70% | 16th bottom |
| Leverage Ratio | 7.67% | 12.14% | -4.47% | 1st bottom |
| Equity / Assets | 5.77% | 11.38% | -5.61% | 2nd bottom |
| TCE / Tangible Assets | 5.77% | 11.09% | -5.32% | 2nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.95% | 80.65% | -28.70% | 90th top |
| Core Deposit Ratio | 93.23% | 86.86% | +6.37% | 75th top |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.63% | 5.03% | -0.40% | 41st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.87% | 6.85% | +1.02% | 74th above |
| Loan Growth (Y/Y) | 4.86% | 7.90% | -3.04% | 47th below |
| Deposit Growth (Y/Y) | 8.43% | 6.29% | +2.14% | 78th top |
See Peoples Bank of Kankakee County's peers by name
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Unlock Peoples Bank of Kankakee County, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Bank of Kankakee County profile, how to read a UBPR, or how this data updates.