The Peoples Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Peoples Bank of Taylorsville, KY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.27% | 1.34% | +0.93% | 92nd top |
| ROAE | 29.09% | 13.31% | +15.78% | 98th top |
| Net Interest Margin | 4.97% | 3.93% | +1.04% | 92nd top |
| Efficiency Ratio | 55.62% | 61.14% | -5.52% | 67th above |
| PPNR / Avg Assets | 2.31% | 1.68% | +0.63% | 84th top |
| Yield on Earning Assets | 6.05% | 5.67% | +0.38% | 71st above |
| Cost of Funds | 1.21% | 1.88% | -0.67% | 84th top |
| Net Interest Spread | 4.07% | 3.32% | +0.75% | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.55% | 0.94% | +0.61% | 17th bottom |
| NPA / Total Assets | 1.12% | 0.70% | +0.42% | 18th bottom |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 87th top |
| ACL / Total Loans | 1.37% | 1.28% | +0.09% | 69th above |
| ACL / NPLs (Coverage) | 88.13% | 1538.90% | -1450.77% | 24th bottom |
| Texas Ratio | 12.35% | 7.33% | +5.02% | 17th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 17.46% | 19.50% | -2.04% | 66th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.46% | 19.54% | -2.08% | 66th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 18.72% | 20.62% | -1.90% | 66th above |
| Leverage Ratio | 10.82% | 12.14% | -1.32% | 47th below |
| Equity / Assets | 8.05% | 11.37% | -3.32% | 14th bottom |
| TCE / Tangible Assets | 8.05% | 11.09% | -3.04% | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.52% | 80.64% | -2.12% | 54th above |
| Core Deposit Ratio | 93.95% | 86.86% | +7.09% | 79th top |
| Wholesale Funding Ratio | 0.17% | 5.03% | -4.86% | 95th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.07% | 6.85% | +5.22% | 88th top |
| Loan Growth (Y/Y) | 19.39% | 7.90% | +11.49% | 92nd top |
| Deposit Growth (Y/Y) | 12.30% | 6.29% | +6.01% | 88th top |
See The Peoples Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Peoples Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Peoples Bank profile, how to read a UBPR, or how this data updates.