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The Peoples Bank: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

Premises and fixed assets climbed 40.5% in Q2 2026, from $1.5M to $2.2M. It was the largest change from Q1 2026 among the key lines here. Within Kentucky, The Peoples Bank is 97th of 120 on total assets, $145.0M as of Q2 2026, below the middle of the field. The Peoples Bank's total assets of $145.0M is well below the $327.0M median for banks in the $100M-1B asset tier, a gap of 56% (Q2 2026).

Assets

Assets for The Peoples Bank, Q2 2026
Line item Q2 2026
Total assets $145.0M
Cash and balances due from depository institutions $8.0M
Total securities $31.1M
Fed funds sold and reverse repos $2K
Net loans and leases $102.7M
Loans held for sale $0
Trading account assets $0
Premises and fixed assets $2.2M
Other real estate owned $0
Goodwill and other intangibles $52K
All other assets $994K

Liabilities

Liabilities for The Peoples Bank, Q2 2026
Line item Q2 2026
Total liabilities $133.3M
Total deposits $132.6M
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $241K
Subordinated notes and debentures $0
All other liabilities $423K

Equity capital

Equity capital for The Peoples Bank, Q2 2026
Line item Q2 2026
Total equity capital $11.7M
Common stock $150K
Common stock surplus $9.3M
Retained earnings $6.6M
Preferred stock and surplus $0
Accumulated other comprehensive income -$4.5M
Total liabilities and equity capital $145.0M

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, The Peoples Bank, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $123.6M $115.2M $70.7M $41.0M $9.7M
Q4 2023 $125.4M $115.7M $68.7M $44.1M $10.4M
Q1 2024 $122.9M $113.6M $70.0M $43.1M $7.6M
Q2 2024 $119.7M $110.2M $73.5M $38.1M $5.9M
Q3 2024 $119.0M $108.1M $73.4M $38.9M $4.5M
Q4 2024 $130.8M $121.2M $75.9M $36.7M $15.8M
Q1 2025 $133.8M $123.6M $82.3M $36.6M $12.5M
Q2 2025 $129.4M $118.8M $85.9M $32.8M $8.5M
Q3 2025 $129.4M $118.0M $87.5M $32.8M $6.8M
Q4 2025 $137.4M $125.7M $95.2M $32.4M $7.3M
Q1 2026 $142.9M $131.4M $100.0M $31.6M $8.8M
Q2 2026 $145.0M $133.3M $102.7M $31.1M $8.0M

The Peoples Bank balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Peoples Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 1566) · FFIEC NIC profile (RSSD 76443)