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The Peoples Savings and Loan Company: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Deposits to total liabilities climbed 1.58 percentage points in Q2 2026, from 77.50% to 79.08%. It was the largest change from Q1 2026 among the key lines here. The Peoples Savings and Loan Company ranks 133rd of 156 Ohio banks on total deposits, in the lower half at $79.1M (Q2 2026). Against a median of $277.3M for banks in the $100M-1B asset tier, The Peoples Savings and Loan Company reported $79.1M on total deposits in Q2 2026, 71% lower.

Deposit totals

Deposit totals for The Peoples Savings and Loan Company, Q2 2026
Line item Q2 2026
Total deposits $79.1M
Domestic office deposits $79.1M
Foreign office deposits —
Deposits to total assets 71.94%
Deposits to total liabilities 79.08%

Deposit composition

Deposit composition for The Peoples Savings and Loan Company, Q2 2026
Line item Q2 2026
Demand deposits $13.0M
Savings deposits $15.0M
Transaction accounts to domestic deposits 24.41%
Time deposits $49K
Time deposits under $100k $17.7M
Time deposits $100k to $250k $14.7M
Time deposits over $250k $6.6M
Noninterest-bearing share of deposits 16.46%

Stability of funding

Stability of funding for The Peoples Savings and Loan Company, Q2 2026
Line item Q2 2026
Core deposits $72.4M
Core deposits to total deposits 91.61%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for The Peoples Savings and Loan Company, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.29%
Interest expense on deposits $378K
Loans and leases to core deposits 132.57%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, The Peoples Savings and Loan Company, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $64.2M 96.06% 0.00% 1.74%
Q4 2023 $63.8M 96.47% 0.00% 1.97%
Q1 2024 $65.5M 95.62% 0.00% 2.24%
Q2 2024 $67.8M 94.96% 0.00% 2.42%
Q3 2024 $70.8M 94.84% 0.00% 2.57%
Q4 2024 $72.1M 94.96% 0.00% 2.57%
Q1 2025 $74.8M 93.24% 0.00% 2.44%
Q2 2025 $76.6M 91.93% 0.00% 2.41%
Q3 2025 $76.2M 91.80% 0.00% 2.49%
Q4 2025 $77.5M 91.55% 0.00% 2.60%
Q1 2026 $78.2M 92.21% 0.00% 2.39%
Q2 2026 $79.1M 91.61% 0.00% 2.29%

The Peoples Savings and Loan Company deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Peoples Savings and Loan Company profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 30889) · FFIEC NIC profile (RSSD 943273)