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Phelps County Bank Locations & Branches Rolla, Missouri
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Phelps County Bank operates 6 branches from its headquarters in Rolla, MO, .
Phelps County Bank branch network
All 6 branches are in MISSOURI, across 3 cities. Rolla, MO has the most of its branches, 3. Its largest office by deposits is its main office in Rolla, MO, with $360.8M (63.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Phelps County Bank at a glance
Its CET1 capital ratio was 13.03% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $621.7M
- CET1 ratio, Q2 2026
- 13.03%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1963
Full financial profile · Is Phelps County Bank safe? · Phelps County Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Rolla, MO (3 branches) | 1 of 9 | 37.9% | $435.8M |
| State: MO (6 branches) | 73 of 249 | 0.2% | $565.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
Phelps County Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Phelps, MO (4 branches) | 1 of 10 | 39.9% | $544.2M | $1.36B |
| Greene, MO (2 branches) | 34 of 35 | 0.2% | $21.3M | $14.03B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Rolla, MO (4 branches) | 1 of 10 | 39.9% | $544.2M | $1.36B |
| Springfield, MO (2 branches) | 40 of 41 | 0.1% | $21.3M | $17.79B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Phelps County Bank (main office) | Rolla, MO | 65401 | $360.8M |
| St. James Branch | Saint James, MO | 65559 | $108.4M |
| Highway 72 Branch | Rolla, MO | 65401 | $65.7M |
| Springfield Downtown Branch | Springfield, MO | 65806 | $14.2M |
| Ms&T Branch | Rolla, MO | 65401 | $9.3M |
| Phelps County Bank - Springfield Branch | Springfield, MO | 65804 | $7.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 18841) · FFIEC NIC profile (RSSD 342054)