Bank routing number ยท Rolla, Missouri
Phelps County Bank Routing Number (ABA): 081501049
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The Phelps County Bank routing number is 081501049. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
Phelps County Bank at a glance
Its CET1 capital ratio was 13.03% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $621.7M
- CET1 ratio, Q2 2026
- 13.03%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 6 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1963
Full financial profile · Is Phelps County Bank safe? · Phelps County Bank call report · Branch locations
Phelps County Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 081501049 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; Phelps County Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 08, place this number in the Federal Reserve Bank of St. Louis's district (District 8). Digits five through eight, 0104, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Phelps County Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Phelps County Bank checks or in its online banking. Ask the bank for wire instructions (www.mypcb.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Phelps County Bank
Phelps County Bank is headquartered in Rolla, Missouri and was established in 1963. It is in the ROLLA, MO metro area. It reported $621.7M in total assets and $565.5M in deposits for Q2 2026, the 60th largest of the 191 banks headquartered in Missouri. It reports 6 domestic offices. Its deposits have been FDIC insured since 1963. Its primary federal regulator is the FDIC. 2 other banks and credit unions headquartered in Rolla have a routing number listed here.
What the digits in 081501049 mean
The first four digits, 0815, are the Federal Reserve routing symbol. The prefix 08 places the number in the 8th Federal Reserve District (St. Louis). That is also the district where the bank is headquartered. Digits five through eight, 0104, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 5 + 7 x 12 + 11 = 110, a multiple of 10, so 081501049 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Phelps County Bank routing number?
The Phelps County Bank routing number is 081501049. It is the primary ABA routing transit number registered to Phelps County Bank, headquartered in Rolla, MO. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the Phelps County Bank wire routing number?
This page lists the primary routing number registered to Phelps County Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Phelps County Bank before sending a wire.
Is ABA number 081501049 the routing number for Phelps County Bank?
Yes. It is the primary routing number registered to Phelps County Bank.
Which bank uses routing number 081501049?
It belongs to Phelps County Bank, headquartered in Rolla, MO. It is the bank's primary ABA routing number (FDIC certificate 18841).
Routing numbers of similar-size institutions in Missouri
- Bank, Rolla, MO
- Citizens Bank of the Midwest: 081518139
- Credit union, Rolla, MO
- Riverways Federal Credit Union: 281581160
- Bank, Linn, MO
- Legends Bank: 081514010
- Bank, Brookfield, MO
- Verimore Bank: 301271460
- Bank, Vienna, MO
- The Maries County Bank: 081512407
- Bank, Marceline, MO
- Regional Missouri Bank: 101909097
- Bank, Dexter, MO
- First Midwest Bank of Dexter: 081501175
- Credit union, Ofallon, MO
- West Community Credit Union: 281080315
View Phelps County Bank's full profile →
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Regulator records: FDIC BankFind (cert 18841) · FFIEC NIC profile (RSSD 342054)