The Philadelphia Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Philadelphia Trust Company of Philadelphia, PA against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 17.09% | 3.12% | +13.97% | 97th top |
| ROAE | 24.12% | 10.29% | +13.83% | 94th top |
| Net Interest Margin | 3.45% | 3.94% | -0.49% | 29th below |
| Efficiency Ratio | 59.90% | 76.33% | -16.43% | 70th above |
| PPNR / Avg Assets | 23.04% | 1.39% | +21.65% | 100th top |
| Yield on Earning Assets | 4.51% | 5.35% | -0.84% | 23rd bottom |
| Cost of Funds | 3.77% | 1.70% | +2.07% | 3rd bottom |
| Net Interest Spread | 0.65% | 3.32% | -2.67% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 1.91% | 1.49% | +0.42% | 80th top |
| Texas Ratio | 0.00% | 8.27% | -8.27% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 71.82% | 17.60% | +54.22% | 91st top |
| Equity / Assets | 71.13% | 16.41% | +54.72% | 91st top |
| TCE / Tangible Assets | 71.13% | 16.15% | +54.98% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 107.76% | 72.81% | +34.95% | 5th bottom |
| Core Deposit Ratio | 100.00% | 88.27% | +11.73% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.29% | 4.26% | -0.97% | 54th above |
| Loan Growth (Y/Y) | -18.95% | 6.77% | -25.72% | 2nd bottom |
| Deposit Growth (Y/Y) | 8.16% | 3.72% | +4.44% | 79th top |
See The Philadelphia Trust Company's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Philadelphia Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Philadelphia Trust Company profile, how to read a UBPR, or how this data updates.