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Bank routing number ยท Braymer, Missouri

Pony Express Bank Routing Number (ABA): 101905004

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The Pony Express Bank routing number is 101905004. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.

Primary ABA / RTN
101905004

Pony Express Bank at a glance

Its CET1 capital ratio was 12.10% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026
$399.5M
CET1 ratio, Q2 2026
12.10%
Deposit insurance
FDIC
Regulator
FDIC
Domestic offices
2 FDIC institution directory, current count
Latest call report
Q2 2026, FFIEC 051
Established
1890

Full financial profile · Is Pony Express Bank safe? · Pony Express Bank call report · Branch locations

Pony Express Bank routing numbers on file

Routing number Type Status Source
101905004 Primary ABA Active FFIEC NIC

Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Pony Express Bank publishes any other numbers it uses itself.

What the digits mean

The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 0500, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Pony Express Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Pony Express Bank checks or in its online banking. Ask the bank for wire instructions (http://www.ponyexpressbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Pony Express Bank

Pony Express Bank is headquartered in Braymer, Missouri and was established in 1890. It is in the KANSAS CITY, MO-KS metro area. It reported $399.5M in total assets and $342.8M in deposits for Q2 2026, the 83rd largest of the 191 banks headquartered in Missouri. It reports 2 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.

What the digits in 101905004 mean

The first four digits, 1019, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 0500, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 0 + 10 = 40, a multiple of 10, so 101905004 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Pony Express Bank routing number?

The Pony Express Bank routing number is 101905004. It is the primary ABA routing transit number registered to Pony Express Bank, headquartered in Braymer, MO. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Pony Express Bank wire routing number?

This page lists the primary routing number registered to Pony Express Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Pony Express Bank before sending a wire.

Is ABA number 101905004 the routing number for Pony Express Bank?

Yes. It is the primary routing number registered to Pony Express Bank.

Which bank uses routing number 101905004?

It belongs to Pony Express Bank, headquartered in Braymer, MO. It is the bank's primary ABA routing number (FDIC certificate 4526).

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