Portrait Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Portrait Bank reported 20 of the 23 line items on this page. It did not report foreign office deposits, uninsured deposits and uninsured deposits to total deposits. Total deposits was $13.2M in Q3 2026. That is 23.3% of its total assets.
The standout move of Q3 2026 was in Deposits to total liabilities: 62.99 percentage points higher than in Q2 2026, at 81.75%. On total deposits, Portrait Bank is 2nd from the bottom among 81 Florida banks, $13.2M (Q3 2026). Portrait Bank's total deposits of $13.2M is well below the $53.2M median for banks in the < $100M asset tier, a gap of 75% (Q3 2026).
Deposit totals
| Line item | Q3 2026 |
|---|---|
| Total deposits | $13.2M |
| Domestic office deposits | $13.2M |
| Foreign office deposits | — |
| Deposits to total assets | 23.25% |
| Deposits to total liabilities | 81.75% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
Noninterest-bearing share of deposits moved most in this table, down 33.07 points: 37.71% in Q2 2026, 4.64% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $772K |
| Savings deposits | $10K |
| Transaction accounts to domestic deposits | 5.87% |
| Time deposits to total deposits | 26.01% |
| Time deposits under $100k | $221K |
| Time deposits $100k to $250k | $772K |
| Time deposits over $250k | $2.4M |
| Noninterest-bearing share of deposits | 4.64% |
Stability of funding
Core deposits to total deposits changed the most here, down 18.47 points to 81.53% in Q3 2026 from 100.00% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Core deposits | $10.7M |
| Core deposits to total deposits | 81.53% |
| Insured deposits | $6.8M |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
Largest change in this table: loans and leases to core deposits, up 6.49 points to 6.49% in Q3 2026 after 0.00% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.65% |
| Interest expense on deposits | $59K |
| Loans and leases to core deposits | 6.49% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits |
|---|---|---|---|
| Q2 2026 | $594K | 100.00% | 0.00% |
| Q3 2026 | $13.2M | 81.53% | 0.00% |
Portrait Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Portrait Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 59381) · FFIEC NIC profile (RSSD 6075729)