Portrait Bank: Liquidity and Borrowings
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Data as of · Call Report Schedules RC and RC-M How we update
On its Q3 2026 filing, Portrait Bank reported 14 of the 15 line items on this page. It did not report cash and noninterest-bearing balances to assets. Cash and balances due from depository institutions was $51.0M in Q3 2026. That is 90.2% of its total assets.
The standout move of Q3 2026 was in Core deposits to total deposits: 18.47 percentage points lower than in Q2 2026, at 81.53%. On loan-to-deposit ratio, Portrait Bank is 2nd from the bottom among 81 Florida banks, 5.29% (Q3 2026). Against a median of 68.95% for banks in the < $100M asset tier, Portrait Bank reported 5.29% on loan-to-deposit ratio in Q3 2026, 63.66 points lower.
Liquid assets
Largest change in this table: cash and balances due from depository institutions, up 26.4% to $51.0M in Q3 2026 after $40.4M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $51.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $51.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
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Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 5.29% |
| Net loans and leases to deposits | 5.22% |
| Loans and leases to core deposits | 6.49% |
| Core deposits to total deposits | 81.53% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q2 2026 | 0.00% | 100.00% | $0 | $0 |
| Q3 2026 | 5.29% | 81.53% | $0 | $0 |
Portrait Bank liquidity and borrowings, quarter by quarter
Liquidity and Borrowings since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC and RC-M, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Portrait Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 59381) · FFIEC NIC profile (RSSD 6075729)