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Potomac Bank, Inc. Locations & Branches Charles Town, West Virginia
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Potomac Bank, Inc. operates 9 branches from its headquarters in Charles Town, WV, .
Potomac Bank, Inc. branch network
Its 9 branches span 3 states and 9 cities. The most are in WEST VIRGINIA (5), VIRGINIA (3) and MARYLAND (1). WEST VIRGINIA holds 66.0% of its branch deposits. Its largest office by deposits is the Potomac Bank office in Charles Town, WV, with $342.6M (40.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Potomac Bank, Inc. at a glance
Its CET1 capital ratio was 12.97% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $980.2M
- CET1 ratio, Q2 2026
- 12.97%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1870
Full financial profile · Is Potomac Bank, Inc. safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Charles Town, WV (1 branch) | 1 of 6 | 40.1% | $342.6M |
| State: WV (5 branches) | 16 of 65 | 1.2% | $560.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in West Virginia.
Share by county and metro area
Potomac Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Jefferson, WV (3 branches) | 1 of 6 | 30.7% | $423.7M | $1.38B |
| Loudoun, VA (3 branches) | 10 of 20 | 2.7% | $257.5M | $9.41B |
| Berkeley, WV (2 branches) | 8 of 9 | 6.3% | $136.3M | $2.17B |
| Washington, MD (1 branch) | 11 of 13 | 0.9% | $30.4M | $3.41B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (6 branches) | 33 of 71 | 0.2% | $681.3M | $303.89B |
| Hagerstown-Martinsburg, MD-WV (3 branches) | 12 of 17 | 2.8% | $166.6M | $6.01B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Potomac Bank | Charles Town, WV | 25414 | $342.6M |
| Leesburg Branch | Leesburg, VA | 20175 | $132.6M |
| Purcellville Branch | Purcellville, VA | 20132 | $94.9M |
| Martinsburg Branch | Martinsburg, WV | 25403 | $94.8M |
| Harpers Ferry Branch | Harpers Ferry, WV | 25425 | $52.1M |
| Hedgesville Branch | Hedgesville, WV | 25427 | $41.5M |
| Hagerstown Branch | Hagerstown, MD | 21740 | $30.4M |
| Middleburg Branch | Middleburg, VA | 20117 | $30.0M |
| Kearneysville Branch | Kearneysville, WV | 25430 | $29.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9023) · FFIEC NIC profile (RSSD 1014125)