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Putnam 1st Mercantile Bank Locations & Branches Cookeville, Tennessee
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Putnam 1st Mercantile Bank operates 3 branches from its headquarters in Cookeville, TN, .
Putnam 1st Mercantile Bank branch network
All 3 branches are in TENNESSEE, across 2 cities. Cookeville, TN has the most of its branches, 2. Its largest office by deposits is its main office in Cookeville, TN, with $135.9M (85.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Putnam 1st Mercantile Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.72% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $178.9M
- Tier 1 leverage ratio, Q2 2026
- 11.72%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2005
Full financial profile · Is Putnam 1st Mercantile Bank safe? · Putnam 1st Mercantile Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cookeville, TN (2 branches) | 8 of 15 | 4.7% | $148.8M |
| State: TN (3 branches) | 126 of 165 | <0.1% | $159.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Tennessee.
Share by county and metro area
Putnam 1st Mercantile Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Putnam, TN (3 branches) | 8 of 15 | 4.7% | $159.8M | $3.38B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Cookeville, TN (3 branches) | 9 of 17 | 3.8% | $159.8M | $4.25B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Putnam 1st Mercantile Bank (main office) | Cookeville, TN | 38501 | $135.9M |
| Tenth Street Branch | Cookeville, TN | 38501 | $12.9M |
| Baxter Branch | Baxter, TN | 38544 | $11.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 58079) · FFIEC NIC profile (RSSD 3393851)