Branch Network
Rabun County Bank Locations & Branches Clayton, Georgia
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Rabun County Bank operates 4 branches from its headquarters in Clayton, GA, .
Rabun County Bank branch network
All 4 branches are in GEORGIA, across 4 cities. Its largest office by deposits is its main office in Clayton, GA, with $177.3M (55.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Rabun County Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.49% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $361.5M
- Tier 1 leverage ratio, Q2 2026
- 10.49%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1975
Full financial profile · Is Rabun County Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Clayton, GA (1 branch) | 2 of 6 | 26.5% | $177.3M |
| State: GA (4 branches) | 81 of 177 | <0.1% | $321.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
Rabun County Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Rabun, GA (2 branches) | 1 of 6 | 30.9% | $219.8M | $712.3M |
| Habersham, GA (2 branches) | 6 of 6 | 7.7% | $101.5M | $1.32B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Cornelia, GA (2 branches) | 6 of 6 | 7.7% | $101.5M | $1.32B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Rabun County Bank (main office) | Clayton, GA | 30525 | $177.3M |
| Traditions Bank | Cornelia, GA | 30531 | $81.5M |
| North Rabun Branch | Dillard, GA | 30537 | $42.5M |
| Clarkesville Branch | Clarkesville, GA | 30523 | $20.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 22138) · FFIEC NIC profile (RSSD 514936)