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Cornelia, GA Metro Area Bank Deposit Market Share

United Community Bank holds the largest share of deposits in the Cornelia, GA metro area, 29.2%, followed by SouthState Bank, N.A. (28.3%) and Bank OZK (16.1%). 6 institutions hold $1.32B at 11 offices as of June 30, 2026, up 0.8% from 2025.

Institutions: 6 Offices: 11 Deposits: $1.32B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Rabun County Bank (1.00 points); Bank OZK (0.34 points); Regions Bank (0.29 points).

Lost: SouthState Bank, N.A. (-1.39 points); Vallant Bank (-0.18 points); United Community Bank (-0.05 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 United Community Bank 2 $386.0M 29.18% -0.05 pts 0.6%
2 SouthState Bank, N.A. 3 $373.8M 28.25% -1.39 pts -3.9%
3 Bank OZK 1 $213.3M 16.12% +0.34 pts 3.0%
4 Vallant Bank 2 $145.3M 10.98% -0.18 pts -0.8%
5 Regions Bank 1 $103.3M 7.80% +0.29 pts 4.6%
6 Rabun County Bank 2 $101.5M 7.67% +1.00 pts 15.9%

About this list

Deposits are those held at each institution's offices in Cornelia, GA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Habersham County, GA

Statewide deposits

Georgia

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