Red River Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 1.58 percentage points higher than in Q1 2026, at 83.71%. Within Louisiana, Red River Bank is 57th of 102 on loan-to-deposit ratio, 77.79% as of Q2 2026. Red River Bank reported 77.79% on loan-to-deposit ratio for Q2 2026, 10.41 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $194.9M |
| Cash and noninterest-bearing balances to assets | 5.89% |
| Cash and securities | $933.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.79% |
| Net loans and leases to deposits | 76.94% |
| Loans and leases to core deposits | 83.71% |
| Core deposits to total deposits | 92.93% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 70.49% | 93.91% | $0 | $0 |
| Q4 2023 | 71.03% | 93.90% | $0 | $0 |
| Q1 2024 | 74.10% | 93.02% | $0 | $0 |
| Q2 2024 | 75.34% | 92.91% | $0 | $0 |
| Q3 2024 | 74.77% | 93.02% | $0 | $0 |
| Q4 2024 | 73.89% | 93.35% | $0 | $0 |
| Q1 2025 | 74.72% | 93.24% | $0 | $0 |
| Q2 2025 | 76.06% | 93.19% | $0 | $0 |
| Q3 2025 | 76.45% | 93.00% | $0 | $0 |
| Q4 2025 | 75.78% | 93.17% | $0 | $0 |
| Q1 2026 | 76.44% | 93.07% | $0 | $0 |
| Q2 2026 | 77.79% | 92.93% | $0 | $0 |
Red River Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Red River Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Red River Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34980) · FFIEC NIC profile (RSSD 2743244)