Red River Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Red River Bank of Alexandria, LA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.44% | 1.34% | +0.10% | 62nd above |
| ROAE | 13.09% | 12.34% | +0.75% | 54th above |
| Net Interest Margin | 3.66% | 3.83% | -0.17% | 46th below |
| Efficiency Ratio | 53.84% | 58.97% | -5.13% | 62nd above |
| PPNR / Avg Assets | 1.90% | — | — | 61st above |
| Yield on Earning Assets | 4.95% | 5.71% | -0.76% | 18th bottom |
| Cost of Funds | 1.12% | 2.02% | -0.90% | 92nd top |
| Net Interest Spread | 2.88% | — | — | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.11% | 0.87% | -0.76% | 87th top |
| NPA / Total Assets | 0.08% | — | — | 87th top |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 66th above |
| ACL / Total Loans | 1.09% | — | — | 41st below |
| ACL / NPLs (Coverage) | 1020.64% | — | — | — |
| Texas Ratio | 0.66% | 5.48% | -4.82% | 88th top |
| Provision / NCO | 2500.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 17.32% | 14.99% | +2.33% | 84th top |
| Tier 1 Ratio | 17.32% | 15.02% | +2.30% | 84th top |
| Total Capital Ratio | 18.37% | — | — | 83rd top |
| Leverage Ratio | 12.49% | 11.11% | +1.38% | 80th top |
| Equity / Assets | 11.33% | 11.02% | +0.31% | 65th above |
| TCE / Tangible Assets | 11.29% | — | — | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.79% | 86.99% | -9.20% | 74th above |
| Core Deposit Ratio | 92.93% | 85.57% | +7.36% | 73rd above |
| Uninsured Deposit Ratio Ahead of the peer average, behind the median peer. | 31.72% | 33.19% | -1.47% | 47th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.52% | — | — | 44th below |
| Loan Growth (Y/Y) | 5.75% | — | — | 49th below |
| Deposit Growth (Y/Y) | 3.39% | — | — | 38th below |
See Red River Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Red River Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Red River Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Red River Bank peer analysis.