Red River Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 1.35 percentage points in Q2 2026, from 76.44% to 77.79%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Red River Bank is 42nd of 102 on return on assets, 1.44% as of Q2 2026. Red River Bank reported 1.44% on return on assets for Q2 2026, 0.17 points above the 1.27% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 17.32% |
| Tier 1 risk-based capital ratio | 17.32% |
| Total risk-based capital ratio | 18.37% |
| Tier 1 leverage ratio | 12.49% |
| Equity capital to assets | 11.33% |
| Tangible equity to tangible assets | 11.29% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.11% |
| Non-performing assets ratio | 0.08% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 0.66% |
| Allowance for credit losses to loans | 1.09% |
| Reserve coverage of non-performing loans | 1020.64% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.44% |
| Return on equity | 13.09% |
| Net interest margin | 3.66% |
| Efficiency ratio | 53.84% |
| Yield on earning assets | 4.95% |
| Cost of funds | 1.12% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.79% |
| Core deposits to total deposits | 92.93% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.02% |
| Securities to assets | 22.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.89% | 16.89% | 17.94% | 11.29% | 1.06% |
| Q4 2023 | 16.96% | 16.96% | 18.00% | 11.37% | 1.08% |
| Q1 2024 | 16.48% | 16.48% | 17.51% | 11.22% | 1.07% |
| Q2 2024 | 16.64% | 16.64% | 17.66% | 11.49% | 1.04% |
| Q3 2024 | 16.78% | 16.78% | 17.80% | 11.71% | 1.15% |
| Q4 2024 | 16.80% | 16.80% | 17.81% | 11.64% | 1.19% |
| Q1 2025 | 16.89% | 16.89% | 17.89% | 11.76% | 1.32% |
| Q2 2025 | 16.95% | 16.95% | 17.96% | 11.92% | 1.31% |
| Q3 2025 | 16.80% | 16.80% | 17.81% | 11.91% | 1.34% |
| Q4 2025 | 16.65% | 16.65% | 17.66% | 11.94% | 1.40% |
| Q1 2026 | 17.09% | 17.09% | 18.12% | 12.00% | 1.44% |
| Q2 2026 | 17.32% | 17.32% | 18.37% | 12.49% | 1.44% |
Red River Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Red River Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Red River Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34980) · FFIEC NIC profile (RSSD 2743244)