Branch Network
River City Bank Locations & Branches Sacramento, California
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River City Bank operates 8 branches from its headquarters in Sacramento, CA, .
River City Bank branch network
All 8 branches are in CALIFORNIA, across 7 cities. Sacramento, CA has the most of its branches, 2. Its largest office by deposits is its main office in Sacramento, CA, with $4.89B (91.1% of its branch deposits). It had the same number of branches on June 30, 2025.
River City Bank at a glance
Its CET1 capital ratio was 13.18% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $6.04B
- CET1 ratio, Q2 2026
- 13.18%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1963
Full financial profile · Is River City Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Sacramento, CA (2 branches) | 3 of 28 | 8.4% | $5.03B |
| State: CA (8 branches) | 31 of 164 | 0.3% | $5.37B |
Ranked by total assets among banks headquartered in the state: Largest banks in California.
Share by county and metro area
River City Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Sacramento, CA (4 branches) | 5 of 30 | 7.1% | $5.18B | $72.87B |
| Yolo, CA (2 branches) | 7 of 11 | 1.9% | $95.4M | $5.02B |
| Placer, CA (1 branch) | 21 of 26 | 0.5% | $66.8M | $14.42B |
| El Dorado, CA (1 branch) | 9 of 9 | 0.9% | $35.2M | $4.09B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Sacramento-Roseville-Folsom, CA (8 branches) | 5 of 37 | 5.6% | $5.37B | $96.40B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| River City Bank (main office) | Sacramento, CA | 95833 | $4.89B |
| Howe Avenue Branch | Sacramento, CA | 95825 | $132.8M |
| Woodland Branch | Woodland, CA | 95695 | $78.5M |
| Sunrise Branch | Citrus Heights, CA | 95610 | $78.4M |
| Elk Grove Branch | Elk Grove, CA | 95624 | $72.2M |
| Granite Bay Branch | Roseville, CA | 95746 | $66.8M |
| Placerville Branch | Placerville, CA | 95667 | $35.2M |
| Davis Office | Davis, CA | 95616 | $17.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 18983) · FFIEC NIC profile (RSSD 253468)