Robertson Banking Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Robertson Banking Company of Demopolis, AL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.93% | 1.34% | +0.59% | 84th top |
| ROAE | 18.11% | 13.31% | +4.80% | 80th top |
| Net Interest Margin | 4.30% | 3.93% | +0.37% | 70th above |
| Efficiency Ratio | 55.58% | 61.14% | -5.56% | 67th above |
| PPNR / Avg Assets | 2.02% | 1.68% | +0.34% | 73rd above |
| Yield on Earning Assets | 5.39% | 5.67% | -0.28% | 40th below |
| Cost of Funds | 1.21% | 1.88% | -0.67% | 84th top |
| Net Interest Spread | 3.69% | 3.32% | +0.37% | 70th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.15% | 0.94% | -0.79% | 68th above |
| NPA / Total Assets | 0.10% | 0.70% | -0.60% | 70th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.51% | 1.28% | +0.23% | 79th top |
| ACL / NPLs (Coverage) | 1006.79% | 1538.93% | -532.14% | — |
| Texas Ratio | 0.84% | 7.33% | -6.49% | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.86% | 19.51% | -4.65% | 47th below |
| Tier 1 Ratio | 14.86% | 19.54% | -4.68% | 47th below |
| Total Capital Ratio | 16.11% | 20.62% | -4.51% | 49th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.26% | 12.14% | -0.88% | 55th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.03% | 11.37% | -0.34% | 60th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 11.03% | 11.09% | -0.06% | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.77% | 80.64% | -1.87% | 54th above |
| Core Deposit Ratio | 92.83% | 86.86% | +5.97% | 73rd above |
| Wholesale Funding Ratio | 1.73% | 5.04% | -3.31% | 72nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.22% | 6.86% | -10.08% | 8th bottom |
| Loan Growth (Y/Y) | 0.64% | 7.91% | -7.27% | 25th below |
| Deposit Growth (Y/Y) | -4.55% | 6.29% | -10.84% | 7th bottom |
See Robertson Banking Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Robertson Banking Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Robertson Banking Company profile, how to read a UBPR, or how this data updates.