Rosedale Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Equity capital to average assets edged down 0.17 percentage points between Q1 2026 and Q2 2026, to 18.58%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 18.61% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $252.5M |
| Tier 1 capital | $252.5M |
| Total risk-based capital | — |
| Total equity capital | $255.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 18.78% |
| Tangible equity to tangible assets | 17.69% |
| Equity capital to average assets | 18.58% |
| Internal capital growth rate | 2.43% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $270.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$15.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 19.74% | 19.24% | 18.14% |
| Q4 2023 | 19.68% | 18.98% | 17.94% |
| Q1 2024 | 18.89% | 18.41% | 17.40% |
| Q2 2024 | 18.54% | 18.37% | 17.36% |
| Q3 2024 | 18.66% | 19.22% | 18.22% |
| Q4 2024 | 19.51% | 19.50% | 18.47% |
| Q1 2025 | 19.64% | 19.58% | 18.57% |
| Q2 2025 | 19.67% | 19.58% | 18.57% |
| Q3 2025 | 19.51% | 19.23% | 18.03% |
| Q4 2025 | 18.96% | 19.22% | 18.07% |
| Q1 2026 | 18.79% | 18.84% | 17.72% |
| Q2 2026 | 18.61% | 18.78% | 17.69% |
Rosedale Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Rosedale Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Rosedale Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29613) · FFIEC NIC profile (RSSD 86675)