Rosedale Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Rosedale Bank of Nottingham, MD against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.45% | 1.46% | -1.01% | 8th bottom |
| ROAE | 2.42% | 12.70% | -10.28% | 5th bottom |
| Net Interest Margin | 2.60% | 3.85% | -1.25% | 5th bottom |
| Efficiency Ratio | 78.78% | 57.39% | +21.39% | 8th bottom |
| PPNR / Avg Assets | 0.48% | 1.88% | -1.40% | 4th bottom |
| Yield on Earning Assets | 4.44% | 5.72% | -1.28% | 6th bottom |
| Cost of Funds | 2.20% | 2.02% | +0.18% | 38th below |
| Net Interest Spread | 2.08% | 3.18% | -1.10% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.66% | 1.00% | -0.34% | 47th below |
| NPA / Total Assets | 0.47% | 0.76% | -0.29% | 52nd above |
| NCO / Avg Loans | -0.02% | 0.43% | -0.45% | 94th top |
| ACL / Total Loans | 0.84% | 1.31% | -0.47% | 15th bottom |
| ACL / NPLs (Coverage) | 126.53% | 564.59% | -438.06% | 38th below |
| Texas Ratio | 2.60% | 7.39% | -4.79% | 71st above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 228.00% | 618.79% | -390.79% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 18.61% | 11.43% | +7.18% | 97th top |
| Equity / Assets | 18.78% | 11.33% | +7.45% | 97th top |
| TCE / Tangible Assets | 17.69% | 10.50% | +7.19% | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 87.96% | 86.95% | +1.01% | 51st above |
| Core Deposit Ratio | 90.38% | 85.55% | +4.83% | 59th above |
| Uninsured Deposit Ratio | 5.05% | 33.14% | -28.09% | 99th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.01% | 9.68% | -2.67% | 62nd above |
| Loan Growth (Y/Y) | 3.63% | 8.06% | -4.43% | 39th below |
| Deposit Growth (Y/Y) | 8.02% | 7.88% | +0.14% | 67th above |
See Rosedale Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Rosedale Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Rosedale Bank profile, how to read a UBPR, or how this data updates.