Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Savings Bank of Primghar, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.47% | 1.35% | +0.12% | 62nd above |
| ROAE | 11.62% | 12.05% | -0.43% | 45th below |
| Net Interest Margin | 3.61% | 3.90% | -0.29% | 32nd below |
| Efficiency Ratio | 48.90% | 63.15% | -14.25% | 83rd top |
| PPNR / Avg Assets | 1.89% | 1.64% | +0.25% | 67th above |
| Yield on Earning Assets | 5.88% | 5.65% | +0.23% | 63rd above |
| Cost of Funds | 2.56% | 1.85% | +0.71% | 14th bottom |
| Net Interest Spread | 3.10% | 3.35% | -0.25% | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.32% | 0.92% | -0.60% | 56th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.65% | 0.67% | -0.02% | 31st below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.39% | 1.28% | +0.11% | 71st above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 428.61% | 1645.66% | -1217.05% | 67th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.76% | 7.15% | -2.39% | 43rd below |
| Provision / NCO | 64.00% | 1189.88% | -1125.88% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.60% | 12.46% | +1.14% | 79th top |
| Equity / Assets | 12.63% | 11.67% | +0.96% | 76th top |
| TCE / Tangible Assets | 12.63% | 11.40% | +1.23% | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.11% | 78.64% | +16.47% | 18th bottom |
| Core Deposit Ratio | 85.50% | 87.09% | -1.59% | 32nd below |
| Wholesale Funding Ratio | 7.61% | 5.11% | +2.50% | 23rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.16% | 6.47% | -1.31% | 56th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.54% | 7.64% | -2.10% | 51st above |
| Deposit Growth (Y/Y) | 0.50% | 6.03% | -5.53% | 26th below |
See Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Savings Bank profile, how to read a UBPR, or how this data updates.