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Skyline National Bank: Deposit Base

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Data as of · Call Report Schedules RC-E and RC-O How we update

On its Q3 2026 filing, Skyline National Bank reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $1.21B in Q3 2026, up 3.7% from $1.17B in Q3 2025. That is 89.8% of its total assets. Across the 12 quarters shown it ranged from $928.8M (Q4 2023) to $1.21B (Q3 2026).

Open the full liquidity and funding analysis.

The standout move of Q3 2026 was in Deposits to total assets: 1.11 percentage points higher than in Q2 2026, at 89.76%. Within Virginia, Skyline National Bank is 25th of 56 on total deposits, $1.21B as of Q3 2026. The median for banks in the $1B-10B asset tier is $1.68B on total deposits. Skyline National Bank sits 28% lower, at $1.21B (Q3 2026).

Deposit totals

Deposit totals for Skyline National Bank, Q3 2026
Line item Q3 2026
Total deposits $1.21B
Domestic office deposits $1.21B
Foreign office deposits —
Deposits to total assets 89.76%
Deposits to total liabilities 98.11%

Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).

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Deposit composition

Largest change in this table: time deposits $100k to $250k, up 4.7% to $116.6M in Q3 2026 after $111.4M in Q2 2026.

Deposit composition for Skyline National Bank, Q3 2026
Line item Q3 2026
Demand deposits $379.6M
Savings deposits $166.4M
Transaction accounts to domestic deposits 44.83%
Time deposits to total deposits 29.62%
Time deposits under $100k $122.6M
Time deposits $100k to $250k $116.6M
Time deposits over $250k $120.2M
Noninterest-bearing share of deposits 31.28%

Stability of funding

Largest change in this table: uninsured deposits to total deposits, up 0.51 points to 34.57% in Q3 2026 after 34.06% in Q2 2026.

Stability of funding for Skyline National Bank, Q3 2026
Line item Q3 2026
Core deposits $1.09B
Core deposits to total deposits 90.09%
Insured deposits $794.5M
Uninsured deposits $419.5M
Uninsured deposits to total deposits 34.57%
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Loans and leases to core deposits changed the most here, down 0.79 points to 103.50% in Q3 2026 from 104.29% in Q2 2026.

Cost of deposits for Skyline National Bank, Q3 2026
Line item Q3 2026
Cost of interest-bearing deposits 1.73%
Interest expense on deposits $3.6M
Loans and leases to core deposits 103.50%

Deposit Base trend

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Skyline National Bank, oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q4 2023 $928.8M 91.54% 29.72% 0.00% 1.53%
Q1 2024 $930.5M 90.98% 28.81% 0.00% 1.70%
Q2 2024 $948.2M 90.58% 30.39% 0.00% 1.84%
Q3 2024 $1.09B 90.46% 29.81% 0.00% 1.95%
Q4 2024 $1.09B 90.51% 30.41% 0.00% 1.92%
Q1 2025 $1.11B 90.40% 30.66% 0.00% 1.76%
Q2 2025 $1.14B 89.35% 32.19% 0.00% 1.77%
Q3 2025 $1.17B 89.02% 33.16% 0.00% 1.85%
Q4 2025 $1.18B 89.48% 34.62% 0.00% 1.81%
Q1 2026 $1.18B 89.92% 34.66% 0.00% 1.65%
Q2 2026 $1.18B 90.02% 34.06% 0.00% 1.59%
Q3 2026 $1.21B 90.09% 34.57% 0.00% 1.73%

Skyline National Bank deposit base, quarter by quarter

Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts

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