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Southeast First National Bank Locations & Branches Summerville, Georgia
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Southeast First National Bank operates 3 branches from its headquarters in Summerville, GA, .
Southeast First National Bank branch network
Its 3 branches span 2 states and 3 cities. The most are in GEORGIA (2) and FLORIDA (1). GEORGIA holds 99.8% of its branch deposits. Its largest office by deposits is its main office in Summerville, GA, with $59.6M (90.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Southeast First National Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.67% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $74.9M
- Tier 1 leverage ratio, Q2 2026
- 11.67%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1968
Full financial profile · Is Southeast First National Bank safe? · Southeast First National Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Summerville, GA (1 branch) | 3 of 4 | 14.6% | $59.6M |
| State: GA (2 branches) | 162 of 177 | <0.1% | $65.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
Southeast First National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Chattooga, GA (2 branches) | 3 of 4 | 14.8% | $65.9M | $444.5M |
| Bay, FL (1 branch) | 18 of 18 | <0.1% | $125K | $4.74B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Summerville, GA (2 branches) | 3 of 4 | 14.8% | $65.9M | $444.5M |
| Panama City, FL (1 branch) | 18 of 18 | <0.1% | $125K | $4.74B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Southeast First National Bank (main office) | Summerville, GA | 30747 | $59.6M |
| Trion Branch | Trion, GA | 30753 | $6.2M |
| Hutchison Boulevard Branch | Panama City, FL | 32407 | $125K |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 19819) · FFIEC NIC profile (RSSD 563934)