Branch Presence
Banks with Branches in Panama City, FL
Regions Bank is the biggest bank in Panama City, FL, with $531.9M in deposits at its Panama City branches, 19.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
18 banks operate 25 branches in Panama City, FL, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $2.68B held in Panama City, FL, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Panama City | Local deposits | Deposit share |
|---|---|---|---|
| Regions Bank | 4 | $531.9M | 19.8% (#1) |
| Hancock Whitney Bank | 2 | $417.1M | 15.5% (#2) |
| Trustmark Bank | 2 | $385.2M | 14.4% (#3) |
| Centennial Bank | 2 | $251.1M | 9.4% (#5) |
| Peoplessouth Bank | 2 | $39.7M | 1.5% (#14) |
| The Huntington National Bank | 1 | $297.4M | 11.1% (#4) |
| Truist Bank | 1 | $181.1M | 6.8% (#6) |
| Wells Fargo Bank, N.A. | 1 | $175.5M | 6.5% (#7) |
| First Federal Bank | 1 | $98.0M | 3.7% (#8) |
| ServisFirst Bank | 1 | $64.1M | 2.4% (#9) |
| Midsouth Bank | 1 | $62.9M | 2.3% (#10) |
| SmartBank | 1 | $57.8M | 2.2% (#11) |
| Community Bank of Mississippi | 1 | $56.7M | 2.1% (#12) |
| Ameris Bank | 1 | $43.5M | 1.6% (#13) |
| United Community Bank | 1 | $9.9M | 0.4% (#15) |
| Renasant Bank | 1 | $9.3M | 0.3% (#16) |
| Capital City Bank | 1 | $1.2M | <0.1% (#17) |
| Southeast First National Bank | 1 | $125K | <0.1% (#18) |
County deposit market: Bay, FL
The $4.74B held across 18 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Bay, FL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Regions Bank | 20.0% | $949.3M | 9 |
| 2 | Trustmark Bank | 17.8% | $843.9M | 7 |
| 3 | Hancock Whitney Bank | 11.3% | $536.2M | 3 |
| 4 | Wells Fargo Bank, N.A. | 8.9% | $419.7M | 3 |
| 5 | Ameris Bank | 8.7% | $412.6M | 3 |
| 6 | Centennial Bank | 8.5% | $403.6M | 5 |
| 7 | The Huntington National Bank | 7.9% | $375.3M | 2 |
| 8 | Truist Bank | 5.0% | $238.9M | 2 |
| 9 | Community Bank of Mississippi | 3.3% | $158.5M | 2 |
| 10 | First Federal Bank | 2.1% | $98.0M | 1 |
Metro area deposit market: Panama City, FL
The $4.74B held across 18 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Panama City, FL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Regions Bank | 20.0% | $949.3M | 9 |
| 2 | Trustmark Bank | 17.8% | $843.9M | 7 |
| 3 | Hancock Whitney Bank | 11.3% | $536.2M | 3 |
| 4 | Wells Fargo Bank, N.A. | 8.9% | $419.7M | 3 |
| 5 | Ameris Bank | 8.7% | $412.6M | 3 |
| 6 | Centennial Bank | 8.5% | $403.6M | 5 |
| 7 | The Huntington National Bank | 7.9% | $375.3M | 2 |
| 8 | Truist Bank | 5.0% | $238.9M | 2 |
| 9 | Community Bank of Mississippi | 3.3% | $158.5M | 2 |
| 10 | First Federal Bank | 2.1% | $98.0M | 1 |
Banks in Panama City: common questions
What is the biggest bank in Panama City, FL?
Regions Bank is the biggest bank in Panama City, FL, with $531.9M in deposits at its Panama City branches, 19.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Panama City, FL?
18 FDIC-insured banks operate 25 branches in Panama City, FL as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Panama City, FL?
Ranked by deposits held in Panama City branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Regions Bank (19.8%); 2. Hancock Whitney Bank (15.5%); 3. Trustmark Bank (14.4%); 4. The Huntington National Bank (11.1%); 5. Centennial Bank (9.4%). The share is each bank's part of all deposits in the city.
Largest banks in Florida
For the state as a whole, see the largest banks in Florida, ranked by total assets and by deposits in Florida branches, or every bank in the Florida bank directory.
Banks in other Florida cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.