Lists · Deposits by metro area
Panama City, FL Metro Area Bank Deposit Market Share
Regions Bank holds the largest share of deposits in the Panama City, FL metro area, 20.0%, followed by Trustmark Bank (17.8%) and Hancock Whitney Bank (11.3%). 18 institutions hold $4.74B at 51 offices as of June 30, 2026, up 6.2% from 2025.
Largest share changes since 2025
Gained: The Huntington National Bank (7.92 points, new to this market); Regions Bank (2.82 points); Centennial Bank (1.08 points).
Lost: Hancock Whitney Bank (-0.53 points); First Federal Bank (-0.49 points); Truist Bank (-0.37 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Regions Bank | $949.3M | 20.04% | +2.82 pts |
| 2 | Trustmark Bank | $843.9M | 17.82% | +0.15 pts |
| 3 | Hancock Whitney Bank | $536.2M | 11.32% | -0.53 pts |
| 4 | Wells Fargo Bank, N.A. | $419.7M | 8.86% | +0.16 pts |
| 5 | Ameris Bank | $412.6M | 8.71% | -0.14 pts |
| 6 | Centennial Bank | $403.6M | 8.52% | +1.08 pts |
| 7 | The Huntington National Bank | $375.3M | 7.92% | +7.92 pts |
| 8 | Truist Bank | $238.9M | 5.04% | -0.37 pts |
| 9 | Community Bank of Mississippi | $158.5M | 3.35% | +0.52 pts |
| 10 | First Federal Bank | $98.0M | 2.07% | -0.49 pts |
| 11 | Midsouth Bank | $75.8M | 1.60% | -0.18 pts |
| 12 | ServisFirst Bank | $64.1M | 1.35% | +0.32 pts |
| 13 | Peoplessouth Bank | $59.8M | 1.26% | +0.04 pts |
| 14 | SmartBank | $57.8M | 1.22% | -0.06 pts |
| 15 | Capital City Bank | $24.0M | 0.51% | +0.08 pts |
| 16 | United Community Bank | $9.9M | 0.21% | +0.04 pts |
| 17 | Renasant Bank | $9.3M | 0.20% | +0.05 pts |
| 18 | Southeast First National Bank | $125K | <0.01% | +0.00 pts |
About this list
Deposits are those held at each institution's offices in Panama City, FL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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