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The Southern Bank Company Locations & Branches Gadsden, Alabama
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The Southern Bank Company operates 4 branches from its headquarters in Gadsden, AL, .
The Southern Bank Company branch network
All 4 branches are in ALABAMA, across 4 cities. Its largest office by deposits is the The Southern Bank Company office in Gadsden, AL, with $56.4M (53.8% of its branch deposits). It had the same number of branches on June 30, 2025.
The Southern Bank Company at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 15.05% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $133.1M
- Tier 1 leverage ratio, Q2 2026
- 15.05%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1936
Full financial profile · Is The Southern Bank Company safe? · The Southern Bank Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Gadsden, AL (1 branch) | 5 of 9 | 5.5% | $56.4M |
| State: AL (4 branches) | 107 of 131 | <0.1% | $104.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
The Southern Bank Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Etowah, AL (1 branch) | 7 of 12 | 3.7% | $56.4M | $1.51B |
| Cherokee, AL (1 branch) | 5 of 6 | 7.6% | $33.1M | $432.6M |
| Marshall, AL (2 branches) | 15 of 16 | 0.5% | $15.3M | $2.80B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Gadsden, AL (1 branch) | 7 of 12 | 3.7% | $56.4M | $1.51B |
| Albertville, AL (2 branches) | 15 of 16 | 0.5% | $15.3M | $2.80B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Southern Bank Company | Gadsden, AL | 35901 | $56.4M |
| 390 West Main Street Branch | Centre, AL | 35960 | $33.1M |
| 2204 Henry Street Branch | Guntersville, AL | 35976 | $10.3M |
| East Main Street Branch | Albertville, AL | 35950 | $5.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 29731) · FFIEC NIC profile (RSSD 117775)