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SouthState Bank, N.A.: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Brokered deposits: 20.6% higher than in Q1 2026, at $4.88B. SouthState Bank, N.A. has the highest total deposits of the 81 banks headquartered in Florida, $56.38B as of Q2 2026. Against a median of $18.37B for banks in the $10B-100B asset tier, SouthState Bank, N.A. reported $56.38B on total deposits in Q2 2026, 207% higher.

Deposit totals

Deposit totals for SouthState Bank, N.A., Q2 2026
Line item Q2 2026
Total deposits $56.38B
Domestic office deposits $56.38B
Foreign office deposits —
Deposits to total assets 81.95%
Deposits to total liabilities 95.40%

Deposit composition

Deposit composition for SouthState Bank, N.A., Q2 2026
Line item Q2 2026
Demand deposits $29.28B
Savings deposits $2.80B
Transaction accounts to domestic deposits 51.94%
Time deposits $14K
Time deposits under $100k $3.90B
Time deposits $100k to $250k $1.84B
Time deposits over $250k $2.12B
Noninterest-bearing share of deposits 23.91%

Stability of funding

Stability of funding for SouthState Bank, N.A., Q2 2026
Line item Q2 2026
Core deposits $49.42B
Core deposits to total deposits 87.66%
Insured deposits $35.08B
Uninsured deposits $21.29B
Uninsured deposits to total deposits 37.77%
Brokered deposits $4.88B
Brokered deposits to total deposits 8.65%

Cost of deposits

Cost of deposits for SouthState Bank, N.A., Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.30%
Interest expense on deposits $244.2M
Loans and leases to core deposits 94.46%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, SouthState Bank, N.A., oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $37.05B 94.78% 35.14% 2.99% 2.10%
Q4 2023 $37.16B 95.57% 38.32% 2.10% 2.29%
Q1 2024 $37.31B 95.51% 35.75% 2.09% 2.42%
Q2 2024 $37.20B 94.75% 35.55% 2.80% 2.48%
Q3 2024 $37.75B 94.45% 36.70% 2.94% 2.64%
Q4 2024 $38.17B 95.53% 38.47% 1.75% 2.44%
Q1 2025 $53.44B 92.40% 40.77% 3.98% 2.92%
Q2 2025 $54.20B 90.47% 39.64% 5.97% 2.43%
Q3 2025 $54.19B 89.34% 38.60% 7.15% 2.55%
Q4 2025 $55.22B 89.34% 39.78% 6.87% 2.43%
Q1 2026 $55.92B 88.96% 38.89% 7.23% 2.27%
Q2 2026 $56.38B 87.66% 37.77% 8.65% 2.30%

SouthState Bank, N.A. deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full SouthState Bank, N.A. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 33555) · FFIEC NIC profile (RSSD 1929247)