Southwest National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Southwest National Bank of Wichita, KS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.22% | 1.35% | -0.13% | 47th below |
| ROAE | 12.29% | 12.05% | +0.24% | 50th above |
| Net Interest Margin | 4.55% | 3.90% | +0.65% | 81st top |
| Efficiency Ratio | 70.89% | 63.15% | +7.74% | 26th below |
| PPNR / Avg Assets | 1.48% | 1.64% | -0.16% | 43rd below |
| Yield on Earning Assets | 6.23% | 5.65% | +0.58% | 78th top |
| Cost of Funds | 1.76% | 1.85% | -0.09% | 53rd above |
| Net Interest Spread | 4.07% | 3.35% | +0.72% | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 0.92% | -0.85% | 76th top |
| NPA / Total Assets | 0.06% | 0.67% | -0.61% | 76th top |
| NCO / Avg Loans | 0.23% | 0.15% | +0.08% | 11th bottom |
| ACL / Total Loans | 0.87% | 1.28% | -0.41% | 15th bottom |
| ACL / NPLs (Coverage) | 1321.83% | 1645.28% | -323.45% | — |
| Texas Ratio | 0.63% | 7.15% | -6.52% | 78th top |
| Provision / NCO | 95.56% | 1189.86% | -1094.30% | 39th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.32% | 12.46% | -2.14% | 38th below |
| Equity / Assets | 9.80% | 11.67% | -1.87% | 41st below |
| TCE / Tangible Assets | 9.80% | 11.40% | -1.60% | 46th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 107.38% | 78.63% | +28.75% | 5th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.60% | 87.09% | +1.51% | 47th below |
| Wholesale Funding Ratio | 9.13% | 5.11% | +4.02% | 17th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -5.73% | 6.48% | -12.21% | 4th bottom |
| Loan Growth (Y/Y) | -2.51% | 7.64% | -10.15% | 13th bottom |
| Deposit Growth (Y/Y) | -9.28% | 6.03% | -15.31% | 3rd bottom |
See Southwest National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Southwest National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Southwest National Bank profile, how to read a UBPR, or how this data updates.