State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks State Bank of Brownsburg, IN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.07% | 1.25% | -0.18% | 36th below |
| ROAE | 10.71% | 13.17% | -2.46% | 39th below |
| Net Interest Margin | 3.94% | 3.95% | -0.01% | 49th below |
| Efficiency Ratio | 64.93% | 61.50% | +3.43% | 38th below |
| PPNR / Avg Assets | 1.45% | — | — | 41st below |
| Yield on Earning Assets | 5.82% | 5.67% | +0.15% | 59th above |
| Cost of Funds | 2.01% | 1.87% | +0.14% | 36th below |
| Net Interest Spread | 3.20% | — | — | 43rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.13% | 0.93% | -0.80% | 70th above |
| NPA / Total Assets | 0.10% | — | — | 70th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 73rd above |
| ACL / Total Loans | 1.47% | — | — | 77th top |
| ACL / NPLs (Coverage) | 1118.22% | — | — | — |
| Texas Ratio | 0.86% | 6.06% | -5.20% | 71st above |
| Provision / NCO | 2750.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.90% | 11.75% | +0.15% | 63rd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.97% | 10.98% | -0.01% | 59th above |
| TCE / Tangible Assets | 10.79% | — | — | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.89% | 80.44% | +12.45% | 23rd bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.07% | 86.95% | +0.12% | 39th below |
| Wholesale Funding Ratio | 4.91% | — | — | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.14% | — | — | 69th above |
| Loan Growth (Y/Y) | 7.93% | — | — | 64th above |
| Deposit Growth (Y/Y) | 5.62% | — | — | 61st above |
See State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full State Bank profile, how to read a UBPR, or how this data updates.