State Bank & Trust of Kenmare: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.36 percentage points in Q2 2026, from 12.36% to 13.72%. It was the largest change from Q1 2026 among the key lines here. State Bank & Trust of Kenmare ranks 34th of 60 North Dakota banks on total deposits, in the lower half at $182.8M (Q2 2026). The median for banks in the $100M-1B asset tier is $277.3M on total deposits. State Bank & Trust of Kenmare sits 34% lower, at $182.8M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $182.8M |
| Domestic office deposits | $182.8M |
| Foreign office deposits | — |
| Deposits to total assets | 90.91% |
| Deposits to total liabilities | 98.08% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $25.1M |
| Savings deposits | $21.0M |
| Transaction accounts to domestic deposits | 29.75% |
| Time deposits | $46K |
| Time deposits under $100k | $22.3M |
| Time deposits $100k to $250k | $26.9M |
| Time deposits over $250k | $34.0M |
| Noninterest-bearing share of deposits | 13.72% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $148.8M |
| Core deposits to total deposits | 81.42% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.07% |
| Interest expense on deposits | $818K |
| Loans and leases to core deposits | 56.85% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $139.3M | 83.34% | 0.00% | 2.36% |
| Q4 2023 | $145.8M | 83.42% | 0.00% | 2.70% |
| Q1 2024 | $160.1M | 84.28% | 0.00% | 2.70% |
| Q2 2024 | $158.8M | 84.25% | 0.00% | 2.84% |
| Q3 2024 | $157.0M | 83.71% | 0.00% | 2.96% |
| Q4 2024 | $162.1M | 82.33% | 0.00% | 2.82% |
| Q1 2025 | $170.7M | 81.73% | 0.00% | 2.49% |
| Q2 2025 | $166.9M | 80.94% | 0.00% | 2.40% |
| Q3 2025 | $171.7M | 80.48% | 0.00% | 2.44% |
| Q4 2025 | $174.0M | 81.36% | 0.00% | 2.37% |
| Q1 2026 | $180.8M | 81.35% | 0.00% | 2.15% |
| Q2 2026 | $182.8M | 81.42% | 0.00% | 2.07% |
State Bank & Trust of Kenmare deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank & Trust of Kenmare, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank & Trust of Kenmare profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2057) · FFIEC NIC profile (RSSD 675659)