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Sturdy Savings Bank Locations & Branches Stone Harbor, New Jersey
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Sturdy Savings Bank operates 13 branches from its headquarters in Stone Harbor, NJ, .
Sturdy Savings Bank branch network
All 13 branches are in NEW JERSEY, across 12 cities. Ocean City, NJ has the most of its branches, 2. Its largest office by deposits is the Cape May Courthouse Branch office in Cape May Court House, NJ, with $171.1M (16.7% of its branch deposits). It had the same number of branches on June 30, 2025.
Sturdy Savings Bank at a glance
Its CET1 capital ratio was 16.31% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.14B
- CET1 ratio, Q2 2026
- 16.31%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1922
Full financial profile · Is Sturdy Savings Bank safe? · Sturdy Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Stone Harbor, NJ (1 branch) | 1 of 1 | 100.0% | $79.4M |
| State: NJ (13 branches) | 39 of 96 | 0.2% | $1.02B |
Ranked by total assets among banks headquartered in the state: Largest banks in New Jersey.
Share by county and metro area
Sturdy Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Cape May, NJ (12 branches) | 1 of 11 | 23.9% | $975.6M | $4.09B |
| Atlantic, NJ (1 branch) | 10 of 11 | 0.6% | $47.7M | $7.37B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Ocean City, NJ (12 branches) | 1 of 11 | 23.9% | $975.6M | $4.09B |
| Atlantic City-Hammonton, NJ (1 branch) | 10 of 11 | 0.6% | $47.7M | $7.37B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Cape May Courthouse Branch | Cape May Court House, NJ | 08210 | $171.1M |
| Cape May Branch | Cape May, NJ | 08204 | $155.7M |
| North Cape May Branch | North Cape May, NJ | 08204 | $112.7M |
| Avalon Branch | Avalon, NJ | 08202 | $104.0M |
| Sturdy Savings Bank (main office) | Stone Harbor, NJ | 08247 | $79.4M |
| Dennisville Branch | Dennisville, NJ | 08214 | $77.3M |
| North Wildwood Branch | North Wildwood, NJ | 08260 | $62.4M |
| Somers Point Branch | Somers Point, NJ | 08244 | $47.7M |
| Tuckahoe Branch | Woodbine, NJ | 08270 | $46.8M |
| Rio Grande Branch | Rio Grande, NJ | 08242 | $46.2M |
| Asbury Avenue Branch | Ocean City, NJ | 08226 | $41.6M |
| Marmora Branch | Marmora, NJ | 08223 | $39.8M |
| Ocean City Branch | Ocean City, NJ | 08226 | $38.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 28788) · FFIEC NIC profile (RSSD 391977)