Sturdy Savings Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.39 percentage points in Q2 2026, from 19.47% to 21.86%. It was the largest change from Q1 2026 among the key lines here. Within New Jersey, Sturdy Savings Bank is 21st of 49 on total deposits, $1.02B as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is $1.67B on total deposits. Sturdy Savings Bank sits 39% lower, at $1.02B (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $1.02B |
| Domestic office deposits | $1.02B |
| Foreign office deposits | — |
| Deposits to total assets | 89.46% |
| Deposits to total liabilities | 97.81% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $49.8M |
| Savings deposits | $657.6M |
| Transaction accounts to domestic deposits | 11.22% |
| Time deposits | $12K |
| Time deposits under $100k | $32.8M |
| Time deposits $100k to $250k | $33.4M |
| Time deposits over $250k | $52.5M |
| Noninterest-bearing share of deposits | 21.86% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $970.7M |
| Core deposits to total deposits | 94.87% |
| Insured deposits | $624.6M |
| Uninsured deposits | $398.7M |
| Uninsured deposits to total deposits | 38.96% |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.05% |
| Interest expense on deposits | $2.1M |
| Loans and leases to core deposits | 66.77% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $1.06B | 95.96% | 37.51% | 0.00% | 1.00% |
| Q4 2023 | $1.00B | 95.43% | 36.65% | 0.00% | 1.11% |
| Q1 2024 | $975.9M | 94.92% | 36.52% | 0.26% | 1.16% |
| Q2 2024 | $979.8M | 94.87% | 36.68% | 0.03% | 1.26% |
| Q3 2024 | $1.04B | 95.22% | 38.76% | 0.00% | 1.29% |
| Q4 2024 | $996.3M | 94.06% | 36.81% | 1.00% | 1.26% |
| Q1 2025 | $983.4M | 92.95% | 35.57% | 2.03% | 1.21% |
| Q2 2025 | $989.4M | 93.88% | 35.85% | 1.01% | 1.15% |
| Q3 2025 | $1.06B | 94.80% | 39.76% | 0.00% | 1.15% |
| Q4 2025 | $1.01B | 94.76% | 38.20% | 0.00% | 1.15% |
| Q1 2026 | $1.00B | 94.80% | 38.71% | 0.00% | 1.06% |
| Q2 2026 | $1.02B | 94.87% | 38.96% | 0.00% | 1.05% |
Sturdy Savings Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Sturdy Savings Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sturdy Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28788) · FFIEC NIC profile (RSSD 391977)