Lists · Deposits by metro area

Ocean City, NJ Metro Area Bank Deposit Market Share

Sturdy Savings Bank holds the largest share of deposits in the Ocean City, NJ metro area, 23.9%, followed by TD Bank, N.A. (20.0%) and OceanFirst Bank, N.A. (15.4%). 11 institutions hold $4.09B at 40 offices as of June 30, 2026, up 1.9% from 2025.

Institutions: 11 Offices: 40 Deposits: $4.09B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: 1st Bank of Sea Isle City (0.59 points); Crest Savings Bank (0.30 points); Sturdy Savings Bank (0.29 points).

Lost: TD Bank, N.A. (-1.14 points); PNC Bank, N.A. (-0.26 points); Bank of America, N.A. (-0.16 points).

#	Institution	Offices	Deposits	Market share	Share change from 2025	Deposit change
1	Sturdy Savings Bank	12	$975.6M	23.87%	+0.29 pts	3.2%
2	TD Bank, N.A.	4	$815.2M	19.95%	-1.14 pts	-3.6%
3	OceanFirst Bank, N.A.	3	$630.7M	15.43%	-0.04 pts	1.6%
4	Crest Savings Bank	8	$516.9M	12.65%	+0.30 pts	4.4%
5	PNC Bank, N.A.	4	$441.2M	10.80%	-0.26 pts	-0.4%
6	1st Bank of Sea Isle City	3	$251.2M	6.15%	+0.59 pts	12.8%
7	Bank of America, N.A.	2	$247.3M	6.05%	-0.16 pts	-0.7%
8	Wells Fargo Bank, N.A.	1	$98.4M	2.41%	-0.02 pts	0.9%
9	Univest Bank and Trust Co.	1	$68.2M	1.67%	+0.13 pts	10.6%
10	Franklin Bank	1	$27.2M	0.67%	+0.04 pts	8.8%
11	JPMorgan Chase Bank, N.A.	1	$14.4M	0.35%	+0.26 pts	301.0%

About this list

Deposits are those held at each institution's offices in Ocean City, NJ (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Cape May County, NJ

Statewide deposits

New Jersey

Largest metro areas

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