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Sturgis Bank & Trust Company Locations & Branches Sturgis, Michigan
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Sturgis Bank & Trust Company operates 17 branches from its headquarters in Sturgis, MI, .
Sturgis Bank & Trust Company branch network
All 17 branches are in MICHIGAN, across 13 cities. Saint Joseph, MI has the most of its branches, 2. Its largest office by deposits is the St Joseph Banking Center Branch office in Saint Joseph, MI, with $227.5M (25.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Sturgis Bank & Trust Company at a glance
Its CET1 capital ratio was 12.11% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $1.03B
- CET1 ratio, Q2 2026
- 12.11%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1905
Full financial profile · Is Sturgis Bank & Trust Company safe? · Sturgis Bank & Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Sturgis, MI (2 branches) | 1 of 6 | 46.4% | $194.0M |
| State: MI (17 branches) | 29 of 95 | 0.3% | $893.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
Sturgis Bank & Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| St. Joseph, MI (6 branches) | 1 of 8 | 34.6% | $359.5M | $1.04B |
| Berrien, MI (3 branches) | 4 of 8 | 11.9% | $267.0M | $2.24B |
| Van Buren, MI (3 branches) | 2 of 7 | 19.5% | $144.6M | $742.5M |
| Kalamazoo, MI (3 branches) | 12 of 13 | 1.6% | $68.8M | $4.40B |
| Branch, MI (1 branch) | 6 of 6 | 3.1% | $31.4M | $1.02B |
| Calhoun, MI (1 branch) | 10 of 10 | 1.6% | $21.7M | $1.33B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Sturgis, MI (6 branches) | 1 of 8 | 34.6% | $359.5M | $1.04B |
| Niles, MI (3 branches) | 4 of 8 | 11.9% | $267.0M | $2.24B |
| Kalamazoo-Portage, MI (3 branches) | 12 of 13 | 1.6% | $68.8M | $4.40B |
| Coldwater, MI (1 branch) | 6 of 6 | 3.1% | $31.4M | $1.02B |
| Battle Creek, MI (1 branch) | 10 of 10 | 1.6% | $21.7M | $1.33B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| St Joseph Banking Center Branch | Saint Joseph, MI | 49085 | $227.5M |
| Sturgis Bank & Trust Company (main office) | Sturgis, MI | 49091 | $194.0M |
| South Haven Banking Center | South Haven, MI | 49090 | $99.0M |
| Portage Branch | Portage, MI | 49024 | $52.4M |
| Colon Banking Center | Colon, MI | 49040 | $48.5M |
| White Pigeon Banking Center | White Pigeon, MI | 49099 | $48.2M |
| Centreville Banking Center | Centreville, MI | 49032 | $47.2M |
| Bangor Banking Center | Bangor, MI | 49013 | $45.5M |
| Sturgis Bank & Trust Company Branch | Niles, MI | 49120 | $39.5M |
| Bronson Banking Center | Bronson, MI | 49028 | $31.4M |
| Three Rivers Banking Center | Three Rivers, MI | 49093 | $21.7M |
| Marshall Banking Center Branch | Marshall, MI | 49068 | $21.7M |
| Climax Banking Center | Climax, MI | 49034 | $16.5M |
| South Haven (Center Street) Branch | South Haven, MI | 49090 | $0 |
| Portage Banking Center Branch | Portage, MI | 49024 | $0 |
| Sturgis Bank & Trust Company Branch | Saint Joseph, MI | 49085 | $0 |
| Sturgis Banking Center | Sturgis, MI | 49091 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 28593) · FFIEC NIC profile (RSSD 366078)