Sumitomo Mitsui Trust Bank (U.S.A.) Limited: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Total loans and leases dropped 99.4% in Q2 2026, from $67.7M to $437K. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Sumitomo Mitsui Trust Bank (U.S.A.) Limited is 1st from the bottom among 49 New Jersey banks, 0.01% (Q2 2026). Against a median of 88.20% for banks in the $1B-10B asset tier, Sumitomo Mitsui Trust Bank (U.S.A.) Limited reported 0.01% on loan-to-deposit ratio in Q2 2026, 88.19 points lower.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $437K |
| Net loans and leases | $437K |
| Loans held for sale | $437K |
| Loans to total assets | 0.01% |
| Loan-to-deposit ratio | 0.01% |
| Net loans to equity capital | 0.00% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.00% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 0.00% |
| Consumer | 0.00% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.00% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 0.00% |
| Interest income on loans | $0 |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $3.8M | $2.36B | 0.00% | 0.00% | 0.00% |
| Q4 2023 | $197K | $2.71B | 0.00% | 0.00% | 0.00% |
| Q1 2024 | $5.7M | $2.95B | 0.00% | 0.00% | 0.00% |
| Q2 2024 | $630K | $2.97B | 0.00% | 0.00% | 0.00% |
| Q3 2024 | $2.1M | $3.33B | 0.00% | 0.00% | 0.00% |
| Q4 2024 | $1.4M | $2.52B | 0.00% | 0.00% | 0.00% |
| Q1 2025 | $51.6M | $3.29B | 0.00% | 0.00% | 0.00% |
| Q2 2025 | $559K | $3.47B | 0.00% | 0.00% | 0.00% |
| Q3 2025 | $1.0M | $3.77B | 0.00% | 0.00% | 0.00% |
| Q4 2025 | $376K | $3.17B | 0.00% | 0.00% | 0.00% |
| Q1 2026 | $67.7M | $3.23B | 0.00% | 0.00% | 0.00% |
| Q2 2026 | $437K | $3.32B | 0.00% | 0.00% | 0.00% |
Sumitomo Mitsui Trust Bank (U.S.A.) Limited loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Sumitomo Mitsui Trust Bank (U.S.A.) Limited, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sumitomo Mitsui Trust Bank (U.S.A.) Limited profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27054) · FFIEC NIC profile (RSSD 925411)