Sunrise Banks, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income fell 4.1% in Q2 2026 to -$32.5M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.18% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $281.4M |
| Tier 1 capital | $281.4M |
| Total risk-based capital | — |
| Total equity capital | $255.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.18% |
| Tangible equity to tangible assets | 8.97% |
| Equity capital to average assets | 9.22% |
| Internal capital growth rate | 4.73% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $497K |
| Common stock surplus | $186.8M |
| Retained earnings | $100.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$32.5M |
| Subordinated notes and debentures | $1.2M |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.84% | 8.35% | 8.02% |
| Q4 2023 | 10.82% | 9.21% | 8.90% |
| Q1 2024 | 10.71% | 9.00% | 8.70% |
| Q2 2024 | 10.49% | 8.80% | 8.52% |
| Q3 2024 | 10.47% | 9.53% | 9.26% |
| Q4 2024 | 10.42% | 8.93% | 8.67% |
| Q1 2025 | 10.38% | 9.30% | 9.05% |
| Q2 2025 | 10.47% | 9.48% | 9.24% |
| Q3 2025 | 10.46% | 9.74% | 9.50% |
| Q4 2025 | 10.31% | 9.37% | 9.15% |
| Q1 2026 | 9.95% | 9.27% | 9.06% |
| Q2 2026 | 10.18% | 9.18% | 8.97% |
Sunrise Banks, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Sunrise Banks, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sunrise Banks, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18561) · FFIEC NIC profile (RSSD 860053)