Sunrise Banks, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sunrise Banks, N.A. of Sioux Falls, SD against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.43% | 1.46% | -1.03% | 8th bottom |
| ROAE | 4.71% | 12.72% | -8.01% | 9th bottom |
| Net Interest Margin | 4.38% | 3.85% | +0.53% | 85th top |
| Efficiency Ratio | 87.68% | 57.37% | +30.31% | 3rd bottom |
| PPNR / Avg Assets | 0.66% | 1.88% | -1.22% | 6th bottom |
| Yield on Earning Assets | 4.95% | 5.72% | -0.77% | 18th bottom |
| Cost of Funds | 0.62% | 2.02% | -1.40% | 98th top |
| Net Interest Spread | 3.23% | 3.18% | +0.05% | 62nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.27% | 1.00% | +0.27% | 24th bottom |
| NPA / Total Assets | 0.87% | 0.76% | +0.11% | 28th below |
| NCO / Avg Loans | 0.92% | 0.43% | +0.49% | 4th bottom |
| ACL / Total Loans | 1.79% | 1.31% | +0.48% | 93rd top |
| ACL / NPLs (Coverage) | 140.82% | 543.79% | -402.97% | 42nd below |
| Texas Ratio | 9.07% | 7.39% | +1.68% | 27th below |
| Provision / NCO | 13.54% | 619.37% | -605.83% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.18% | 11.44% | -1.26% | 42nd below |
| Equity / Assets | 9.18% | 11.34% | -2.16% | 25th below |
| TCE / Tangible Assets | 8.97% | 10.50% | -1.53% | 31st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 71.84% | 86.97% | -15.13% | 83rd top |
| Core Deposit Ratio | 98.26% | 85.54% | +12.72% | 96th top |
| Uninsured Deposit Ratio | 15.33% | 33.14% | -17.81% | 91st top |
| Wholesale Funding Ratio | 0.04% | 5.71% | -5.67% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 9.07% | 9.68% | -0.61% | 72nd above |
| Loan Growth (Y/Y) | 1.10% | 8.06% | -6.96% | 23rd bottom |
| Deposit Growth (Y/Y) | 9.33% | 7.87% | +1.46% | 72nd above |
See Sunrise Banks, N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sunrise Banks, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sunrise Banks, N.A. profile, how to read a UBPR, or how this data updates.