Branch Network
Synchrony Bank Locations & Branches Draper, Utah
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Synchrony Bank operates 2 branches from its headquarters in Draper, UT, .
Synchrony Bank branch network
Its 2 branches span 2 states and 2 cities. The most are in FLORIDA (1) and UTAH (1). UTAH holds 100.0% of its branch deposits. Its largest office by deposits is its main office in Draper, UT, with $85.97B (100.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Synchrony Bank at a glance
Its CET1 capital ratio was 14.35% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $115.22B
- CET1 ratio, Q2 2026
- 14.35%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 031
- Established
- 1988
Full financial profile · Is Synchrony Bank safe? · Synchrony Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Draper, UT (1 branch) | 1 of 14 | 73.0% | $85.97B |
| State: UT (1 branch) | 6 of 63 | 7.0% | $85.97B |
Ranked by total assets among banks headquartered in the state: Largest banks in Utah.
Share by county and metro area
Synchrony Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Salt Lake, UT (1 branch) | 6 of 56 | 7.3% | $85.97B | $1.18T |
| Seminole, FL (1 branch) | 23 of 25 | — | $0 | $11.06B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Salt Lake City, UT (1 branch) | 6 of 56 | 7.3% | $85.97B | $1.18T |
| Orlando-Kissimmee-Sanford, FL (1 branch) | 46 of 48 | — | $0 | $68.65B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Synchrony Bank (main office) | Draper, UT | 84020 | $85.97B |
| Www.Synchronybank.Com, Www.Paypal.ComUsDigital-WalletManage-MoneyStart-Saving Branch | Lake Mary, FL | 32746 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 27314) · FFIEC NIC profile (RSSD 1216022)