Tensas State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Accumulated other comprehensive income edged up 2.0% between Q1 2026 and Q2 2026, to -$4.0M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.87% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $25.9M |
| Tier 1 capital | $25.9M |
| Total risk-based capital | — |
| Total equity capital | $21.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.80% |
| Tangible equity to tangible assets | 11.80% |
| Equity capital to average assets | 11.73% |
| Internal capital growth rate | 2.33% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $175K |
| Common stock surplus | $14.8M |
| Retained earnings | $10.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.99% | 10.00% | 10.00% |
| Q4 2023 | 13.28% | 10.64% | 10.64% |
| Q1 2024 | 14.15% | 11.09% | 11.09% |
| Q2 2024 | 13.69% | 10.53% | 10.53% |
| Q3 2024 | 13.46% | 11.29% | 11.29% |
| Q4 2024 | 13.56% | 10.43% | 10.43% |
| Q1 2025 | 14.02% | 11.32% | 11.32% |
| Q2 2025 | 13.99% | 11.08% | 11.08% |
| Q3 2025 | 13.54% | 11.59% | 11.59% |
| Q4 2025 | 13.65% | 11.84% | 11.84% |
| Q1 2026 | 13.80% | 11.74% | 11.74% |
| Q2 2026 | 13.87% | 11.80% | 11.80% |
Tensas State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Tensas State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Tensas State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8533) · FFIEC NIC profile (RSSD 134455)