Tensas State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Tensas State Bank of Newellton, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.33% | 1.34% | -0.01% | 55th above |
| ROAE | 11.42% | 13.31% | -1.89% | 44th below |
| Net Interest Margin | 3.90% | 3.93% | -0.03% | 48th below |
| Efficiency Ratio | 57.60% | 61.14% | -3.54% | 61st above |
| PPNR / Avg Assets | 1.71% | 1.68% | +0.03% | 57th above |
| Yield on Earning Assets | 5.85% | 5.67% | +0.18% | 61st above |
| Cost of Funds | 2.14% | 1.88% | +0.26% | 29th below |
| Net Interest Spread | 3.12% | 3.32% | -0.20% | 39th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.76% | 0.94% | +0.82% | 15th bottom |
| NPA / Total Assets | 1.35% | 0.70% | +0.65% | 14th bottom |
| NCO / Avg Loans | 0.52% | 0.16% | +0.36% | 6th bottom |
| ACL / Total Loans | 1.05% | 1.28% | -0.23% | 32nd below |
| ACL / NPLs (Coverage) | 59.69% | 1538.96% | -1479.27% | 14th bottom |
| Texas Ratio | 21.40% | 7.33% | +14.07% | 7th bottom |
| Provision / NCO | 103.17% | 1395.84% | -1292.67% | 41st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.87% | 12.14% | +1.73% | 81st top |
| Equity / Assets | 11.80% | 11.37% | +0.43% | 69th above |
| TCE / Tangible Assets | 11.80% | 11.09% | +0.71% | 72nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.96% | 80.64% | -4.68% | 60th above |
| Core Deposit Ratio | 81.12% | 86.86% | -5.74% | 19th bottom |
| Wholesale Funding Ratio | 1.89% | 5.03% | -3.14% | 69th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.07% | 6.85% | -5.78% | 26th below |
| Loan Growth (Y/Y) | 2.89% | 7.90% | -5.01% | 36th below |
| Deposit Growth (Y/Y) | 2.44% | 6.29% | -3.85% | 38th below |
See Tensas State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Tensas State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Tensas State Bank profile, how to read a UBPR, or how this data updates.