Town and Country Bank Midwest: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Town and Country Bank Midwest of Quincy, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.07% | 1.34% | +1.73% | 97th top |
| ROAE | 20.88% | 13.31% | +7.57% | 89th top |
| Net Interest Margin | 5.21% | 3.93% | +1.28% | 95th top |
| Efficiency Ratio | 39.02% | 61.15% | -22.13% | 96th top |
| PPNR / Avg Assets | 3.53% | 1.68% | +1.85% | 98th top |
| Yield on Earning Assets | 6.23% | 5.67% | +0.56% | 78th top |
| Cost of Funds | 1.15% | 1.88% | -0.73% | 87th top |
| Net Interest Spread | 4.59% | 3.32% | +1.27% | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.82% | 0.70% | +0.12% | 26th below |
| NCO / Avg Loans | 0.63% | 0.16% | +0.47% | 5th bottom |
| ACL / Total Loans | 1.33% | 1.28% | +0.05% | 66th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.82% | 7.33% | -1.51% | 36th below |
| Provision / NCO | 99.09% | 1396.02% | -1296.93% | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.89% | 12.14% | +2.75% | 86th top |
| Equity / Assets | 14.94% | 11.37% | +3.57% | 88th top |
| TCE / Tangible Assets | 14.94% | 11.09% | +3.85% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.63% | 80.64% | +6.99% | 34th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.96% | 86.86% | +2.10% | 49th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 29.90% | 6.85% | +23.05% | 97th top |
| Loan Growth (Y/Y) | 22.23% | 7.90% | +14.33% | 94th top |
| Deposit Growth (Y/Y) | 29.32% | 6.28% | +23.04% | 97th top |
See Town and Country Bank Midwest's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Town and Country Bank Midwest, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Town and Country Bank Midwest profile, how to read a UBPR, or how this data updates.