Tristar Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Tristar Bank of Dickson, TN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.85% | 1.25% | -0.40% | 24th bottom |
| ROAE | 10.40% | 12.22% | -1.82% | 37th below |
| Net Interest Margin | 3.69% | 3.95% | -0.26% | 36th below |
| Efficiency Ratio | 70.33% | 63.71% | +6.62% | 26th below |
| PPNR / Avg Assets | 1.10% | — | — | 24th bottom |
| Yield on Earning Assets | 5.92% | 5.67% | +0.25% | 64th above |
| Cost of Funds | 2.35% | 1.87% | +0.48% | 19th bottom |
| Net Interest Spread | 3.29% | — | — | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.61% | 0.88% | -0.27% | 41st below |
| NPA / Total Assets | 0.59% | — | — | 34th below |
| NCO / Avg Loans | 0.40% | 0.15% | +0.25% | 7th bottom |
| ACL / Total Loans | 0.86% | — | — | 14th bottom |
| ACL / NPLs (Coverage) | 140.49% | — | — | 37th below |
| Texas Ratio | 6.60% | 5.96% | +0.64% | 28th below |
| Provision / NCO | 41.13% | — | — | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.79% | 17.18% | -5.39% | 15th bottom |
| Tier 1 Ratio | 11.79% | 17.21% | -5.42% | 14th bottom |
| Total Capital Ratio | 12.49% | — | — | 11th bottom |
| Leverage Ratio | 9.85% | 11.75% | -1.90% | 27th below |
| Equity / Assets | 8.32% | 10.98% | -2.66% | 17th bottom |
| TCE / Tangible Assets | 8.31% | — | — | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.36% | 80.44% | -0.08% | 51st above |
| Core Deposit Ratio | 84.70% | 86.95% | -2.25% | 30th below |
| Wholesale Funding Ratio | 7.46% | — | — | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.86% | — | — | 82nd top |
| Loan Growth (Y/Y) | 1.58% | — | — | 28th below |
| Deposit Growth (Y/Y) | 10.17% | — | — | 83rd top |
See Tristar Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Tristar Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Tristar Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Tristar Bank peer analysis.