Ubank Routing Number (ABA): 064201845

Ubank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 13.14% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$182.8M

Tier 1 leverage ratio, Q2 2026

13.14%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

2 FDIC institution directory, current count

Established

1918

Full financial profile · Is Ubank safe? · Branch locations

What the digits mean

The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 0184, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Ubank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Ubank checks or in its online banking. Ask the bank for wire instructions (www.ubank.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Ubank

Ubank is headquartered in Knoxville, Tennessee and was established in 1918. It is in the KNOXVILLE, TN metro area. It reported $182.8M in total assets and $158.4M in deposits for Q2 2026, the 94th largest of the 109 banks headquartered in Tennessee. It reports 2 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. 12 other banks and credit unions headquartered in Knoxville have a routing number listed here.

What the digits in 064201845 mean

The first four digits, 0642, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 0184, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 10 + 10 = 110, a multiple of 10, so 064201845 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Ubank routing number?

The Ubank routing number is 064201845. It is the primary ABA routing transit number registered to Ubank, headquartered in Knoxville, TN. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the Ubank wire routing number?

This page lists the primary routing number registered to Ubank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Ubank before sending a wire.

Is ABA number 064201845 the routing number for Ubank?

Yes. It is the primary routing number registered to Ubank.

Which bank uses routing number 064201845?

It belongs to Ubank, headquartered in Knoxville, TN. It is the bank's primary ABA routing number (FDIC certificate 1693).

Routing numbers in Knoxville, TN

Credit union

Knoxville TVA Employees Credit Union: 264279567

Bank

Home Federal Bank of Tennessee: 264271390

Credit union

U T Federal Credit Union: 264279800

Credit union

Knoxville Teachers Federal Credit Union: 264279606

Credit union

City Employees Credit Union: 264279415

Credit union

Tnconnect Credit Union: 264279554

Credit union

New South Credit Union: 264279745

Credit union

First Choice Community Credit Union: 264279473

All routing numbers in Tennessee