Branch Network
Ubank Locations & Branches Knoxville, Tennessee
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Ubank operates 2 branches from its headquarters in Knoxville, TN, .
Ubank branch network
Both branches are in TENNESSEE, across 2 cities. Its largest office by deposits is its main office in Knoxville, TN, with $97.6M (61.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Ubank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.14% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $182.8M
- Tier 1 leverage ratio, Q2 2026
- 13.14%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1918
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Knoxville, TN (1 branch) | 15 of 31 | 0.6% | $97.6M |
| State: TN (2 branches) | 127 of 165 | <0.1% | $158.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Tennessee.
Share by county and metro area
Ubank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Knox, TN (1 branch) | 16 of 31 | 0.5% | $97.6M | $18.94B |
| Campbell, TN (1 branch) | 5 of 8 | 8.0% | $60.8M | $759.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Knoxville, TN (2 branches) | 25 of 41 | 0.6% | $158.4M | $26.33B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Ubank (main office) | Knoxville, TN | 37934 | $97.6M |
| Jellico Branch | Jellico, TN | 37762 | $60.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1693) · FFIEC NIC profile (RSSD 423636)