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Ulster Savings Bank Locations & Branches Kingston, New York
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Ulster Savings Bank operates 15 branches from its headquarters in Kingston, NY, .
Ulster Savings Bank branch network
All 15 branches are in NEW YORK, across 13 cities. Kingston, NY has the most of its branches, 2. Its largest office by deposits is its main office in Kingston, NY, with $216.9M (17.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Ulster Savings Bank at a glance
Its CET1 capital ratio was 13.97% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.39B
- CET1 ratio, Q2 2026
- 13.97%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1851
Full financial profile · Is Ulster Savings Bank safe? · Ulster Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Kingston, NY (2 branches) | 3 of 11 | 11.7% | $322.0M |
| State: NY (15 branches) | 70 of 176 | <0.1% | $1.24B |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
Ulster Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Ulster, NY (9 branches) | 1 of 16 | 19.1% | $951.8M | $4.98B |
| Dutchess, NY (5 branches) | 12 of 15 | 2.7% | $232.8M | $8.71B |
| Orange, NY (1 branch) | 20 of 22 | 0.5% | $52.7M | $10.79B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Kingston, NY (9 branches) | 1 of 16 | 19.1% | $951.8M | $4.98B |
| Poughkeepsie-Newburgh-Middletown, NY (6 branches) | 14 of 26 | 1.5% | $285.4M | $19.50B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Ulster Savings Bank (main office) | Kingston, NY | 12401 | $216.9M |
| New Paltz Branch | New Paltz, NY | 12561 | $199.4M |
| Stone Ridge Branch | Stone Ridge, NY | 12484 | $147.5M |
| Wall Street Branch | Kingston, NY | 12401 | $105.1M |
| Poughkeepsie Ii Branch | Poughkeepsie, NY | 12601 | $80.5M |
| Woodstock Branch | Woodstock, NY | 12498 | $67.3M |
| Phoenicia Branch | Phoenicia, NY | 12464 | $66.0M |
| Saugerties Branch | Saugerties, NY | 12477 | $60.3M |
| Gardiner Branch | Gardiner, NY | 12525 | $55.7M |
| Poughkeepsie Branch | Poughkeepsie, NY | 12603 | $53.2M |
| Newburgh Office Branch | Newburgh, NY | 12550 | $52.7M |
| Red Hook Branch | Red Hook, NY | 12571 | $50.0M |
| Lake Katrine Branch | Lake Katrine, NY | 12449 | $33.5M |
| Wappingers Falls Branch | Wappingers Falls, NY | 12590 | $28.6M |
| Hyde Park Branch Office | Hyde Park, NY | 12538 | $20.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15970) · FFIEC NIC profile (RSSD 301800)