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United Community Bank of West Kentucky, Inc. Locations & Branches Morganfield, Kentucky
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United Community Bank of West Kentucky, Inc. operates 6 branches from its headquarters in Morganfield, KY, . Its main office is at 500 N Morgan St, Morganfield, KY 42437.
United Community Bank of West Kentucky, Inc. branch network
All 6 branches are in KENTUCKY, across 5 cities. Morganfield, KY has the most of its branches, 2. Its largest office by deposits is its main office in Morganfield, KY, with $203.3M (45.5% of its branch deposits). It had the same number of branches on June 30, 2025.
United Community Bank of West Kentucky, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.33% at Q3 2026, above the 8% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q3 2026
- $520.7M
- Tier 1 leverage ratio, Q3 2026
- 11.33%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 2001
Full financial profile · Is United Community Bank of West Kentucky, Inc. safe? · United Community Bank of West Kentucky, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Morganfield, KY (2 branches) | 1 of 3 | 70.0% | $302.0M |
| State: KY (6 branches) | 53 of 152 | 0.4% | $447.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
United Community Bank of West Kentucky, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Union, KY (3 branches) | 1 of 4 | 63.3% | $346.5M | $547.4M |
| Webster, KY (3 branches) | 2 of 4 | 32.4% | $100.7M | $310.6M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| United Community Bank of West Kentucky, Inc. (main office) | Morganfield, KY | 42437 | $203.3M |
| Main Street Morganfield Ky Branch | Morganfield, KY | 42437 | $98.8M |
| Dixon Branch | Dixon, KY | 42409 | $46.4M |
| Sturgis Branch | Sturgis, KY | 42459 | $44.5M |
| Clay Branch | Clay, KY | 42404 | $43.1M |
| Poole Branch | Poole, KY | 42444 | $11.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 57301) · FFIEC NIC profile (RSSD 3070545)